get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
๏ปฟOur goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

Sam Badovinac
Mortgage Loan Originator | NMLS# 2773412
Sam is a seasoned relationship builder specializing in exceeding partner and client expectations. Most of Sam's background comes from 5 years as a Senior DevOps Engineer, where solving complex, high-stakes problems under pressure was the daily standard. Sam now brings that same commitment and critical problem-solving ability to the mortgage industry.
As a DevOps Engineer, Sam delivered effective, efficient solutions that produced measurable results — diagnosing issues fast, building systems that didn't break, and keeping the moving pieces aligned so nothing fell through the cracks. That same discipline is exactly what a smooth mortgage transaction demands. Sam now uses that technical foundation and structured problem-solving approach to develop trusted relationships with partners and clients, and to anticipate the issues in a deal before they become problems.
๏ปฟWhen working with Sam, you can expect someone with high moral standards and ethics, who is readily available to help you with all of your mortgage needs — a true advisor who takes care of people and their families.




